If you are, like the rest of us, trying to watch your cash and figure out how to cut your expenses, Erin Burt, Contributing Editor at Kiplinger.com, wrote a great article on some of your money habits to audit.

I give you, in summary, Erin’s list of poor practices to avoid here.

1. Carrying a balance on a credit card.
2. Overspending on gas and oil.
3. Keeping unhealthy habits.
4. Paying for cell phone minutes you don’t use.
5. Buying brand name instead of generic.
6. Keep your mouth shut (on rates, prices, and discounts).
7. Buying beverages one at a time.
8. Paying for something you can get for free (Think MSOffice vs. OpenOffice).
9. Giving Uncle Sam an interest-free loan (via planning for a tax refund).
10. Being disorganized.
11. Leaving your money in a low-interest account.
12. Paying late fees and missing deadlines.
13. Paying ATM fees.
14. Grocery shopping without a calculator.
15. Paying for things you don’t use.
16. Not reading the fine print.
17. Mismanaging your FSA.
18. Being an inflexible traveler.
19. Sticking with the same service providers year after year.
20. Making impulse purchases.
21. Dining out frequently.
22. Trying to time the stock market.
23. Buying insurance you don’t need.
24. Buying new instead of used.
25. Not pulling the plug on electronics.

Click here to read the full article:
http://www.kiplinger.com/features/archives/25-ways-to-waste-your-money.html?si=1